Help to Buy

Shared Ownership

With the government's Help to Buy: Shared Ownership scheme you can buy as little as 25% or as much as 75% of a home and pay rent on the rest.

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    Help to Buy

    Help to Buy is the umbrella term given to all the different ways you can get on the property ladder with Government assistance.

    The Help to Buy schemes are aimed at those who cannot afford to buy a property on the open market without some help. If you have any questions or would like to apply for the Help to Buy scheme then please get in touch by using this enquiry form.

    Open the door to owning your home

    With the Help to Buy Equity Loan scheme, the Government lends you up to 20% of the cost of a new-build home, so you’ll only need a minimum 5% cash deposit and a 75% mortgage to make up the rest. This equity loan is funded by Homes England.

    You won’t be charged interest on the 20% loan for the first five years of owning your home. After five years the equity loan will be subject to a fee of 1.75% per annum on the outstanding amount. This fee will increase each year by Retail Price Index (RPI) plus 1%. We always recommend that you seek financial advice to determine how much your monthly payments will be at this point.